Buying a home can be stressful with so many decisions to make regarding which types of loans to have and which lender to obtain it from. When I bought my home, I went with a broker that I knew personally but maybe you don't have that option. Many small regional banks are finding it difficult to get loans approved right now so larger more established banks can offer you the best rates and better terms. I really like that the Mortgage Mart has a blog that is full of useful information for anyone looking to obtain a mortgage as well as current homeowners. They discuss everything from the subprime crisis to how to move with kids. They also have a great section on how to avoid scams. Just yesterday, I heard on the news that a Florida man defrauded several people by pretending to refinance their homes when in reality he stole their information and sold their homes right out from under them. That's scary stuff folks, so please be informed.

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