Tuesday, July 29, 2008

Real Estate Investing~Is it for you?

Do you currently or have you ever invested in Real Estate? If not, what is stopping you? I would love to invest in real estate but I have little to no money left after purchasing my first home. I always wonder how people got started and would love to hear from some of you.

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Yahoo Real Estate Page

Have you ever checked out the Yahoo Real Estate Page? Here is a snapshot for my town of Orange City, FL.

Real Estate Market Snapshot updated Monday, July 28, 2008

349 Homes for Sale @ a median price of $185,000, 0.0% change from Jun
67 Foreclosures @ a median price of $120,109, 0.0% change from Jun
21 new Homes @ a median price of $355,990, 0.0% change from Jun


Have you checked out the information on your town?

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Ditech Mortgages

We've all seen the Ditech commercials that advertise "You should have gone to Ditech". Well, here is your chance. If you want to check Mortgage Interest Rates or get a quote for New Home or Home Equity Loans you should check here first. Ditech makes mortgages easy. They provide competitive, low rates and approval decisions within minutes over the phone. When I applied for my mortgage, the amount of paperwork and time required was crazy. I didn't know that I was approved until the week that I was supposed to close. To me, that is not acceptable.
Your Ditech mortgage consultant has the ability to provide you with a conditional approval decision in just minutes during your very first phone call. Ditech closings are fast and on your schedule. Most loans are closed in under 30 days-with many able to close in as few as 10 or 15 days. Ditech mortgage consultants are available 24/7 for 363 days of the year (closed on Christmas day and New Years Day). As an added convenience you can sign virtually all documents online. Ditech eSignature℠ is a special online tool from Ditech, that allows you to sign virtually all loan documents electronically and from the comfort of your own computer-so the process is faster, easier, and a lot more convenient. If you are struggling to meet your monthly payments, find out how a Home Equity Line of Credit may be able to help you.

Ditech is a member of the GMAC family which is one of the most experienced home finance organizations in America.

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Chicago Real Estate

If you are looking for Chicago Real Estate or Real Estate in Long Grove, you definitely need to check out WEICHERT REALTORS® - Kingsland Properties. In a constantly changing real estate market, you need a professional you can trust to guide you through the process. The Kingsland team treats each transaction as their own and will give you an honest professional opinion, caring more about your real needs than our bottom line. Since 1982, Kingsland has been providing first class quality in residential real estate brokerage, development, construction, management and marketing. The Kingsland Team ensures that everything is taken care of from preparing your home for showings, analyzing market prices and exposing your home to potential buyers. They will create a personal marketing plan for your home using proven methods. Feel free to do a Chicago Real Estate Search for the latest listings. Whether you are looking for a starter home, investment property, or you need something larger, the Kingsland team is there for you. They are committed to providing a service not just a transaction. There is something for everyone, with homes listed for as low as $8500(land value only) and as high as $12,000,000.

The Downers Grove Real Estate blog offers information on schools and transportation options as well as housing trends and community information.


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Moving Made Easy

Are you searching for a reputable moving company to help you with your big move? Movers.com is the leading relocation portal for all of your moving needs. Whether you are moving within the city or moving out of state or across the globe, movers.com can help you in all stages of your moving from planning to finish. Since 1994, they have been helping millions of relocating families find move related solutions instantly without any effort. They provide relevant and timely information before, during and after the move process so that you have a stress free relocation. Movers.com provides information on moving companies, long distance movers, auto transport, international movers, self storage and storage boxes. Their great website offers a full relocation and movers guide as well as relocation and mortgage tools to assist you in every way possible. One of my favorite sections is in the home improvement guide and tells how to "create a beach effect". The moving checklist is very helpful for those who are moving newbies. Before my big day, I noticed a moving checklist in our chamber newsletter and I used that for my move, but the checklist offered on their site is very thorough and can be a great help to you. The section on moving boxes offers great prices for all of your moving needs. For 3-4 rooms, you could have all the boxes that you need including wardrobe boxes for $229.00.


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Looking for a mortgage?

Are you looking for a home mortgage with a reputable and established company? With all of the bad news about the housing crisis and the crackdown on mortgage companies, it's nice to know that a company has been around for awhile. Mortgage Finders Network has been online since 1995 and is dedicated to helping people find the mortgage that best suits their needs. Whether you are looking for a new home loan, a refinance, or a home equity loan the Mortgage Finders Network can help.

Buying a home can be stressful with so many decisions to make regarding which types of loans to have and which lender to obtain it from. When I bought my home, I went with a broker that I knew personally but maybe you don't have that option. Many small regional banks are finding it difficult to get loans approved right now so larger more established banks can offer you the best rates and better terms. I really like that the Mortgage Mart has a blog that is full of useful information for anyone looking to obtain a mortgage as well as current homeowners. They discuss everything from the subprime crisis to how to move with kids. They also have a great section on how to avoid scams. Just yesterday, I heard on the news that a Florida man defrauded several people by pretending to refinance their homes when in reality he stole their information and sold their homes right out from under them. That's scary stuff folks, so please be informed.

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Indiana Sherriff's Sales

My family still lives in Indiana and my dad has become very interested in Sherriff's Sales. In Indiana, they sell properties that have delinquent taxes by Sherriff's Sales. Some counties conduct their own sales, while others have third party companies handles the sales. Such is the case with the following counties:

* Blackford
* Boone
* Crawford
* Fayette
* Kosciusko
* Marshall
* Monroe
* Orange
* Parke
* Scott
* Steuben
* Tipton
* Union
* Vigo
* Warrick
* Washington

Be sure to check out SRI Inc, for details on upcoming sales for homes in those counties.


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Win a $50.00 Target Gift Card

SunEGrl Loves To Shop is having a contest!

Grandprize includes all of the following:
500 Entrecard Credits
Italian Charm Bracelet With 5 Charms
125x125 button on my blog for one month
$50.00 Target Gift Card

The top three in the points standing will receive 300 Entrecard Credits each, but the Grandprize will be awarded to one person by random drawing.

Hurry, this contest ends on July 31st.

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Wednesday, July 2, 2008

Serious real estate Investors need to check this out!

This is the coolest thing!! REmapper™ is a map-based tool that not only gives you more than a dozen metrics like job growth, vacancy rates and the like, but actually predicts housing prices six and twelve months into the future. This information is updated monthly and daily and includes forecasting for over 208,000 local markets.
This system allows analysis down to the block level while most online tools provide numbers at the County or ZIP code level only. Forecast when to buy, when to sell, and much more.

REmapper™ was created by a team of statisticians who spent three years crafting an algorithm that accounts for more than 640 variables down the census block level. Forecasts have been tested in markets across the country and while a forecast is still a forecast and cannot be guaranteed, the creators are confident that REmapper™ gives you a clearer look into a market that any tool currently available.


REmapper™ gets data from the following:
* Bureau of Economic Analysis (BEA)
* Bureau of Labor Statistics (BLS)
* Dow Jones
* Federal Financial Institutions Examination Council (FFIEC)
* Federal Reserve Board
* Internal Revenue Service (IRS)
* Mortgage Bankers Association (MBA)
* National Association of Realtors (NAR)
* National Center for Education Statistics (NCES)
* Office of Federal Housing Enterprise Oversight (OFHEO)
* Conference Board
* American Bankers Association
* United States Census Bureau
* United States Department of Defense (DMDC)
* United States Postal Service (USPS)
* Other public and private sources.

Get 1 free week! Choose your selected area, either County, Metro, State, and test drive this awesome tool for 7 days absolutely free. Unfortunately, this offer does not apply to the National Subscription. Check out http://www.remapper.com to find more information on about this great tool. They are also offering a special promotion where you can get either State, County, or Metro for only $59.00 each per month and still get the first week absolutely free.

Check out an example of the mapping tool at http://www.remapper.com/map.aspx. You can input a zip code and it will go right to the city center and then allows you to choose one of 13 different reports. An example of a sample report shows everything from 6 month home value forecast to median income growth and affordability as well as new business growth and job growth or unemployment. This is the perfect tool for serious real estate investors, real estate agents or brokers and mortgage agents.

REmapper™ also has a list of the Top 10 Cities Strongest Cities according to their data. Ranking #1 for new business growth is Los Angeles, California, while #1 for new jobs is New York, NY. At the top of the list for affordability is Kermit, TX. Jacksonville, Floria which is about an hour and half from me is #9 on the new business growth list. At the top of the list for Quality of Life and Population growth is Hot Springs Village, Arkansas. I strongly encourage to check out this site and see where your city ranks and then decide for yourself if this is the right tool for you.

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